body {margin:0; padding:0; text-align:left; color:#000000; font: 12px Arial, Helvetica, sans-serif; text-align:justify;}

form {
	margin: 0px;
	padding: 0px;
}
div {
	margin: 0px;
	padding: 0px;
}


h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #186AD7;
	margin: 0px;
	padding: 0px;
}
h4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #186AD7;
}

#menu {
background-image: url("images/bg_menu5a.gif");
}

#sidemenu {
width: 151px;
background-image: url("images/bg_sidemenu.gif");
}

#sidebar {
width: 151px;
background-image: url("images/bg_sidebar.gif");
}

#content {
width: 649px;
padding: 0px 11px 0px 10px;
background-image: url("images/bg_content.gif");
}

#faqs {
width: 450px;
padding: 10px;
background-image: url("images/bg_shadows.gif");
border: solid 1px #186AD7;
}

#pretty {
padding: 10px;
background-image: url("images/bg_shadows.gif");
border: solid 1px #186AD7;
}

#pretty ul {
margin: 0px 0px 0px 15px;
padding: 0px 0px 0px 0px;
}

#pretty li {
	margin: 3px 0px 3px 0px;
	padding: 0px 0px 0px 0px;
	list-style-image: url("images/bullet_logo.gif");
	text-align: left;
}

#pretty2 {
width: 600px;
padding: 10px;
background-image: url("images/bg_shadows.gif");
border: solid 1px #452d00;
}

#pretty3 {
width: 400px;
padding: 0px;
margin: 0px;
border: solid 1px #186AD7;
background-image: url("images/bg_shadows.gif");
}

#pretty3 td {
padding: 5px;
margin: 0px;
border: solid 1px #186AD7;
}

#pretty3 ul {
margin: 0px 0px 0px 20px;
padding: 0px 0px 0px 0px;
}

#pretty3 li {
margin: 3px 0px 3px 0px;
padding: 0px 0px 0px 0px;
list-style-image: url("images/bullet_logo.gif");
}

#footer {
width: 800px;
background-image: url("images/bg_footer.gif");
}

.photo {
border: 1px solid #452d00;
margin: 0px 0px 5px 10px;
}

.photo1 {
border: 1px solid #452d00;
margin: 0px 10px 5px 0px;
}

li.blue {
list-style-image: url("images/arrow_blue.gif");
}

li.tan {
list-style-image: url("images/arrow_tan.gif");
}

ul.highlight3 {
margin: 0px 0px 0px 15px;
padding: 0px 0px 0px 0px;
}

li.highlight3 {
margin: 3px 0px 3px 0px;
padding: 0px 0px 0px 0px;
list-style-image: url("images/bullet_logo.gif");
}

ul.tan2 {
margin: 0px 0px 0px 15px;
padding: 0px 0px 0px 0px;
}  

li.tan2 {
list-style-image: url("images/bullet_logo.gif");
margin: 3px 0px 3px 0px;
padding: 0px 0px 0px 0px;
}

li.white {
list-style-image: url("images/arrow_white.gif");
}

p {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000;
	text-align:left;
}

p.footerlink {
	text-align:center;
}
td {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
	 text-align:justify;
}  

ul {
margin: 0px 0px 0px 25px;
padding: 0px 0px 0px 0px;
}

li {
margin: 3px 0px 3px 10px;
padding: 0px 0px 0px 0px;
list-style-image: url("images/bullet_logo.gif");
}

.highlight {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #452d00;
	font-weight: bold;
	text-decoration: none;
}
a.highlight {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #452d00;
	font-weight: bold;
	text-decoration: underline; 
	outline: none;
}
a.highlight:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #186ad7;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}


.highlight1{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	color: #452d00;
	font-weight: bold;
	text-decoration: none;
}
a.highlight1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	color: #452d00;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}
a.highlight1:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	color: #186ad7;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}


.highlight2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #6abe7c;
	font-weight: bold;
	text-decoration: none;
}
a.highlight2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #186ad7;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}
a.highlight2:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #452d00;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}

.highlight3{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #186ad7;
	font-weight: bold;
	text-decoration: none;
}
a.highlight3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #186ad7;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}
a.highlight3:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #452d00;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}

.highlight4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #452d00;
	font-weight: bold;
	text-decoration: none;
}
a.highlight4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #452d00;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}
a.highlight4:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #186ad7;
	font-weight: bold;
	text-decoration: underline;
	outline: none;
}

.highlight5 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #186ad7;
	font-weight: bold;
	text-decoration: none;
}

a { 
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #186ad7;
	text-decoration: none;
	outline: none;
}
a:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #186ad7;
	text-decoration: underline;
	outline: none;
}
.footerlink {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #452d00;
	text-decoration: none;
}
a.footerlink:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #186ad7;
	text-decoration: underline;
	outline: none;
}